One Little, Two Little, 12 Little Credit Cards...

One of these days, I'm gonna cut you into little pieces.

-- Pink Floyd, "One of These Days"

Get the scissors out and cut those credit cards up

Sometimes that is what it comes down to. One cannot let credit cards do their thing, unchecked, otherwise it is going to result in some big time issues. Interest rates spiraling out of control, and your bank accounts circling the drain of financial death. Sorry for the graphic imagery, but sometimes that is what people need. When it comes to credit cards, a little scare tactic here and there would probably do you some good. Nothing else seems to be getting the point across.

What's your credit score like these days. Do you have any idea? How many cards do you even have? Probably far too many. You only need one, maybe two. So consolidate them all onto one balance and control your money better. Lose less of what you earn to debt each month. This is something that will pay dividends for you now and down the line. For the rest of those credit cards... there is no other course of action but to get the scissors out and chop the little buggers up.

More about credit cards and their generally crummy nature

Hey, that's the theme of the page. Sure, credit cards can be of use if you use moderation. That is obvious. But that has clearly not been the case with you, or you would not be sitting there right now reading these wise words. You have a money problem. Better yet, a spending problem, one that you need to get very realistic about before anything gets worse. Without a firm grasp of just what damage a credit card can do, how are you supposed to change your wasteful ways?

• You're not. So we are going to preach. Deal with it.
• And be sure to check out more pages on our site, using the many links we have provided, to learn more about our agency's strategies for dealing with debts and the mischievous credit cards that cause them.

All material copyright © 2008 My Debt Free Service. All rights reserved.

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